Expanding Benefits. Reducing Taxes. Growing Your Business.
A zero-net-cost preventative health and wellness program designed to lower payroll taxes for employers while boosting employee take-home pay and healthcare access.
Book a Meeting
Become a Client
Enroll Your Company
Cut payroll tax liabilities and upgrade your employee benefits package with a fully compliant, turnkey preventative care program.
Enroll nowClient Features and Benefits / No Downside
- No Cost to the Employer
- No Cost to Employees
- Coverage for the Entire Family
- Lower Employer FICA Tax Payments for Company ($620 - $900/employee)
- Increased Employee Take Home Pay ($50-$150 per paycheck)
- Show Employee Appreciation
- Increased Valuable Health & Wellness Benefits for All Employees
- No Deductibles or Co-pays
- Program Funded Through Real Time Tax Savings (IRS Section 125)
- IRS Compliance Guaranteed with $20 Million Risk Protection
- Complete Automated Integration with YOUR Payroll Vendor
- Lower Absenteeism
- Increased Company Loyalty
- Support Employee Mental Health
- Increased Overall Health and Wellness
- Decrease in Employee use of Current Medical Plan
- Over time, Lower Current Company Health Care Premiums
- No Change to Existing Health Insurance Plan or Program
- Enroll at any time throughout the year (open enrollment)
- Over 1000 Generic Drugs sent to your local pharmacy immediately (No CoPays)
- Home Delivery for Maintenance Medication (No Delivery Fees)
- Weight Management Counselling and Discounted Medications
- Communication with Wellness provider for updates and support
- 24 / 7 / 365 access to Wellness Programs via phone, computer or app
- Additional benefits to be added in the future, Stay Tuned!
What is SIMERP? (IRS Section 125)
SIMERP is a self-insured medical expense reimbursement program (SIMERP), a preventative care management solution that is IRS, HIPAA, and ERISA compliant, offered at no net cost to an Employer or Employee. It provides employers with FICA tax savings while giving employees access to benefits, such as those offered by Insurance Partners and wellness program, all without impacting their take-home pay.
Provider Outreach for Employee Engagement and Education
85–90%
Employee Participation
- Employee Webinars and Videos
- Email, SMS & Call Outreach
- Employee Benefit Guides
- Direct Mail
- Employee Education Sites
- 24/7 Customer Service Call Center
- Onsite Dedicated Support Team
Client and Employer Portals Provided
Our Process...
Introducing a program that saves the employer money on FICA taxes while supporting the employees, & it pays for itself. The Provider offers a compliant wellness plan that enables FICA savings for employers, incorporating three essential elements: Wellness Plan Documents, Section 125 Cafeteria Plan & SIMERP Documents.
Discovery Call
Starting with a Discovery Call, we provide insights into compliance and demonstrate how our SIMERP program, combined with the Provider's Partner Supplement products, can save up to $640 per employee per year while offering supplementary benefits at no additional cost.
Census Collection
The Provider will email and phone the client to assist them in completing the census with our in-house CPA and accounting team.
Proposal Call
Once we receive the census, we schedule a proposal call within 24 hours to discuss the tax savings for the employer and the tax allocations for each employee.
Enrollment
We offer various enrollment options tailored to the employer's needs, including virtual or onsite assistance and self-enrollment.
Program Launch
Our dedicated onboarding team works with the employer to determine an enrollment date for employees and ensures seamless payroll integrations and the best policies are selected.
Plan Active
After enrollment and the plan is active, the Provider provides comprehensive customer service and ensures all new employees are added to the plan throughout the year.
Basic Requirements to Qualify
- Minimum of 5 Full Time (30+ hours a week) W-2 Employees
- Currently enrolled in a Company (or Spouse) provided Major Medical Insurance plan*
*We offer a plan for Uninsured Full-Time employees
Check if you qualify
Become a Partner
Partner & Sponsor Network
Introduce business owners to substantial payroll tax savings and preventative healthcare while earning ongoing sponsor compensation.
Features and Benefits
- No investment or cost to enroll
- No Monthly fees
- Residual Commissions for life of enrolled customers
- Introduce business to cost savings program
- Nothing to “sell”
- Company provided presenters for discovery calls
Don't have time to be a Marketing Partner?
Join our DIFY (Do It For YOU) Program
Click hereCore Program Highlights
Guaranteed Tax Savings
Pre-tax wellness deductions under IRC §106(a) and §125 create instant payroll tax reductions for employers and employees alike.
Higher Take-Home Pay
Employees see an immediate increase in their net take-home paycheck without sacrificing gross earnings, through automated payroll integration.
24/7 Virtual Clinic
Complete on-demand access to board-certified physicians, urgent care, behavioral health, and prescription management with zero co-pays or out-of-pocket fees.
Turnkey Implementation
Full employee onboarding with bilingual support, educational webinars, guides, and dedicated support teams—driving 85–90% employee engagement.
Weight Health & Fitness
Includes physician-supervised health programs, GLP-1 medication management, personal coaching, and complimentary FitOn fitness access.
Offer Minimum Essential Coverage (MEC)
Provide healthcare insurance to employees with no company contribution or cost to the employee.
Fully compliant with IRC Sections 106(a), 125, 213(d), IRS Revenue Memorandum 201703013, ERISA, HIPAA, the ADA, and the ACA.
Have Questions?
Reach out directly or book a meeting.